What is delivery driver insurance?

Delivery driver insurance is a type of car insurance that protects you while working as a food delivery driver. Technically, delivery driver insurance is a rideshare endorsement that you add to a standard car insurance policy. Most personal auto policies will not cover losses incurred while working.

Should you buy delivery driver insurance?

If you’re using your car to deliver food, you should consider buying delivery driver insurance as additional protection because your policy may not cover you. Restaurants can buy auto insurance to protect themselves if the delivery driver gets in a car accident while driving a personal vehicle.

Does car insurance cover food delivery?

Whether you run a courier service, delivery service, or are an independent food delivery driver (e.g., DoorDash, Grubhub, Postmates, Uber Eats, pizza delivery, Lyft, etc.) you need to make sure you’re financially protected beyond your personal car insurance, which most likely doesn’t include food delivery or rideshare coverage.